我在哪里可以找到大学助学金? 第2部分-助学金和贷款!

Let’s face it, financing your college education can be stressful. 幸运的是, students have a lot of options to finance their education both through their school 和 with external sources.

The most common are scholarships, grants, 和 贷款. We covered scholarships in the first blog in this series, now let’s dive into grants 和 贷款.

奖助金

Like scholarships, grants generally do not require repayment. 奖助金 are offered through the Federal Government, 通过你的州, 和 even though colleges 和 universities. 奖助金 help cover the costs of educational programs 和 other institutional costs for students.

奖助金 for college students generally fall into two broad categories, depending on the eligibility requirements.

• 根据需要授予 are awarded to students who have demonstrated financial need. 资格可以根据你的 FAFSA应用程序 或者你住在哪里.
• 以业绩为基础的资助 are tied to performance-like good grades 和 other personal achievements. Sometimes these grants are offered specifically through the school.

Certain grants target specific student populations to help them pay for college based on some existing circumstances. 例子包括退伍军人, 寄养青年, 少数民族, students with disabilities 和 students entering specific careers.

You can discover more information on grants by checking out the 联邦学生援助补助金 网站.

贷款

Federal Direct student 贷款 are low-interest 贷款 和 are typically not based on credit history. 有不同类型的 贷款 比如补贴贷款和无补贴贷款, which have different eligibility requirements 和 interest obligations. 与奖学金和助学金不同， 贷款必须偿还 with interest upon leaving school or dropping below half-time.

为什么你应该关心?

While looking for these financial aid opportunities may seem like a lot of work upfront, it ultimately can save you a lot in the long haul! If you can find a way to help finance your education, it can save you a lot of stress 和 money!

If you are still concerned about what funding your college education could look like, don’t worry. In addition to providing you with an admissions advisor, Herzing大学 provides you with a financial aid advisor who will work with you one-on-one through your education!